Good Credit Is Cool, Great Credit Is Sexy: Professional Credit Education and Repair Made Simple FYI for your DIY - Paperback

by Jimarcus Blandin (Author)

This is the subject they do not teach you in school! This TELL ALL, NO-HOLDS BARRED GUIDE will not only educate you in financial literacy with credit education emphasis, but it is also a STEP BY STEP DIY instructions manual to restoring your own credit from a certified industry authority and expert with over 2 decades of experience who's trained thousands on the subject of credit and financial literacy.

• Sample Dispute/Challenge Letters for credit bureau, collections, medical collections, repos, judgments, etc.; how and when to effectively use them.
• How to effectively Analyze/Audit a credit report.*
• How to properly spot and challenge medical collections.
• How to spot real HIPAA violations( not the bogus stuff that doesn't work) and when to seek an attorney.
• How to understand and apply "Consumer Protection Laws"
• How to understand when the Credit Bureaus are non-compliant and how to handle it
• What is Metro 2 and how it applies to you with invalid formatting
• What is e-Oscar, how the dispute process works, and how e-Oscar's electronic verification is not correct
• Advance Dispute Tactics
• All things Collection and how sample Validation letters
• How to handle and stop Debt Collectors call immediately
• When & what you can sue the collections agency and Credit Bureaus
• How to understand Statue of Limitations for collections and for reporting
• How to handle Repos, Bankruptcies, Judgments, Public Records
• Handling Late Payments
• Student Loans disputes and various way to get them out of default
• When you need to hire a professional
• AND TONS MORE